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SupplierCash

Fast Online Lending for Small Businesses Seeking Under $3M

SupplierCash is our online lending platform for small businesses seeking loan amounts under $3 Million. Regardless of your reason for needing more capital — purchasing equipment, acquiring real estate, ordering raw materials, etc. — we have loan options available that suit your needs.

Your application is 100% risk-free and takes just minutes to complete. If you’d like to learn more about how SupplierCash works, scroll down to read more about our process.


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Just by completing this simple form

Features

Access to 70+ lenders

With one loan application

Includes popular lenders such as Kabbage, Dealstruck, Prosper, Lending Club, OnDeck, Can Capital, and more,
to ensure that you get the best rate available

Applying is fast & easy

    • Takes just a few minutes to apply
    • Compares loans from multiple lenders
    • Get offers within 24-48 hours
    • Real human support to help sort through options
    • Receive funding as fast as 1 week

What you need to apply

    • 3 most recent bank statements (or use QuickBooks integration)
    • Credit score
    • Federal tax ID
    • Drivers license
    • Phone number
    • Address

Headache-free process

    • No harm in submitting an application
    • Does not affect your credit score
    • Your private info is kept private, is never sold or shared with others
    • No annoying 3rd party phone calls or mailings
    • 9.5 out of 10 TrustPilot Trust Score rating

Loan types supported

    • SBA Loan
    • Term Business Loan
    • Short Term Loan
    • Business Line Of Credit
    • Startup Loan
    • Equipment Financing
    • Merchant Cash Advance
    • Commercial Real Estate
    • Accounts Receivables Financing
    • Peer-To-Peer Lending

A solution you can trust

Why Lendio is best in customer satisfaction

5-star TrustPilot rating
9.5 score on TrustPilot
A+ Rating with BBB

What our customers say

  • Lendio was wonderful to deal with. Chase took my application and was very professional and responded quickly to emails and calls. Ryan took over the loan process and helped us find a lender within a few hours. I have told many other business owners about Lendio. Very professional and we will use them again and refer others, too.
    Lynn, Dec. 2, 2016
  • Better options than the competition. After shopping business lines of credit off and on for months, and receiving unappealing offers and experiences with other small business lenders, I came across Lendio. Lendio offered the best products for our business. Our representative did an excellent job at follow up, he showed great product knowledge and expertise with different types of credit lines and lenders for consideration. Paperwork was simple, funding was fast! Thanks!
    Steve, Nov. 21, 2016
  • The process was easy and quick. I was skeptical they would match me up with a lender. Not only did they find one, but the loan was approved and funded in about a week. Thanks again.
    Dave, Sep. 28, 2016

Knowledge Center

Know what to expect

before applying for a loan

Being prepared is key to choosing the right loan for you. In this handy guide, we’ll answer commonly asked questions and outline some of the risks and variables that will be presented during the application process. Your assigned loan support representative will walk you through everything on the phone, but we also recommend taking a look at the information below before you get started.

Why you might need a loan

  • To increase cash flow
  • To hire new employees
  • To increase profits
  • To fund employee healthcare
  • To grow revenue
  • Types of businesses we finance (%)

    Loan types available

    Term loan

    Typically used for larger purchases, and carries a longer term. A term loan is a bank loan for a specific amount, tied to a specific repayment timeline.

    SBA loan

    This is a government backed loan from the U.S. Small Business Administration, designed to help small businesses grow.

    Asset-backed Loan

    Leverages business assets to provide needed financing. The loan is usually secured by inventory or accounts receivable.

    Line of Credit

    Leverages business assets to provide needed financing. The loan is usually secured by inventory or accounts receivable.

    Business Credit Card

    This is essentially a line-of-credit type financing. You receive a revolving line of credit to use and repay as many times as you want, as long as you make the minimum monthly payments and stay under your limit.

    Commercial Real Estate

    This is a loan to be used for the purpose of acquiring a retail location, manufacturing facility, etc.

    Merchant Cash Advance

    Typically used for cash flow management around payroll, or heavy inventory times. Repayment is made directly from merchant processing company from funds available as credit cards are accepted.

    Cash Flow Loan

    Similar to Merchant Cash Advance except repayment is typically made direct from the businesses bank account.

    Equipment Loan

    Designed specifically for equipment purchases, for example; cooking equipment for a restaurant, or tractor for a farming company.

    Accounts Receivable Finance

    Financing leverages your accounts receivables (A/R) to provide funds quickly. This mitigates any long A/R payment terms you may have with your customers.

    401k Loan

    Leverages an individual’s 401K savings account to finance a business venture.

    Frequently Asked Questions

    No. We only use a “soft credit pull” that does not impact your credit in any way.
    Using our Lendio portal, you receive offers from over 70 lenders with one loan application, rather than applying to each service one-by-one. This marketplace-based approach generates more competitive offers.
    You will receive offers within 48 hours of a completed application, and can receive funding as quickly as one week after applying.
    We can finance loans up to $3M using SupplierCash. For larger loans, we recommend our SupplierCapital lending solution.
    Our loan underwriters simply want to know, in a broad sense, what the money is for before they lend it to you. This is a standard lending application question.
    Certain lenders require you to possess certain assets in order to offer you a loan.
    Some lenders want to understand what your company makes in revenue versus how much you are taking in as personal income. They want to be sure that the loan is going to your business, and not your personal bank account.
    Personal credit may or may not be a factor depending on how long you have been in business. For new businesses without much credit history, personal credit is a significant factor. The longer you have been in business, the less chance there is of your personal credit score being a factor to lenders.
    Bank statements are needed for underwriting all business loans. This is a standard piece of information needed by lenders before issuing a loan offer.

    Ready to start your risk-free application?

    Apply Now

    Just by completing this simple form